Payment Plans
We know unexpected car repairs can put huge pressure on your finances, so we offer a range of options to help make vehicle costs easier to manage. Choose from Afterpay for smaller bills, Smartcover Finance for larger repairs, or our Tom’s Autos Vehicle Care Plan to put money aside for future vehicle costs.
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Your purchase will be split into 4 payments, payable every 2 weeks.
- Pay 25% at the time of purchase
- Afterpay is a free service when you pay on time - there are no upfront fees charged or any interest incurred.
- The only fees that may be incurred are late payment fees
- Spending limits start at around $500, and increase gradually over time if you are proven to be a responsible spender.
- Setting up an Afterpay account is a simple process. Setup takes less than 5min with instant approval.
Unexpected vehicle repairs don’t always fit neatly into the budget. Smartcover Finance gives you the option to spread the cost of larger repairs, servicing or other vehicle work over manageable repayments.
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Finance available from $500 up to $15,000
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Repayment terms of up to 36 months
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No deposit options available
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Repayments can be tailored to suit your income and budget
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Online application takes around 5 minutes
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Smartcover aims to provide a decision as quickly as possible
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Once approved, Smartcover pays Tom’s Autos directly
Smartcover Finance is subject to lending criteria, credit approval, interest, fees and terms and conditions.
Vehicle costs can sometimes come at the worst time — a WOF repair, tyres, a battery, servicing, or an unexpected issue that needs attention.
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The Tom’s Auto Vehicle Care Plan is a simple way to stay ahead of those costs by putting a little aside regularly towards future work at Tom’s Autos.
You choose an amount that suits your budget, set up an automatic payment, and your payments build up as credit on your customer account.
It is not insurance, a warranty, or a service contract. It is simply a practical way to make vehicle maintenance easier to manage.
