


Payment Plans
We know unexpected car repairs can put huge pressure on your finances so we have teamed up with the crews at Afterpay and Zip to help ease the financial pressure by providing payment plans. We have also created a Tom's Autos Vehicle Care Plan, a simple way to put money aside for future vehicle costs.


Vehicle costs can sometimes come at the worst time — a WOF repair, tyres, a battery, servicing, or an unexpected issue that needs attention.
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The Tom’s Auto Vehicle Care Plan is a simple way to stay ahead of those costs by putting a little aside regularly towards future work at Tom’s Autos.
You choose an amount that suits your budget, set up an automatic payment, and your payments build up as credit on your customer account.
It is not insurance, a warranty, or a service contract. It is simply a practical way to make vehicle maintenance easier to manage.
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Your purchase will be split into 4 payments, payable every 2 weeks.
- Pay 25% at the time of purchase
- Afterpay is a free service when you pay on time - there are no upfront fees charged or any interest incurred.
- The only fees that may be incurred are late payment fees
- Spending limits start at around $500, and increase gradually over time if you are proven to be a responsible spender.
- Setting up an Afterpay account is a simple process. Setup takes less than 5min with instant approval.


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Your purchase will be split into 4 interest-free payments over 6 weeks.
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Pay 25% at the time of purchase, then the remaining 3 payments are paid fortnightly.
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Zip is interest-free when you pay on time, with no account fees or establishment fees for standard Pay in 4 purchases.
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Late fees may apply if a payment is missed. Zip’s late fees are currently $10 per week while overdue, capped at $40 per purchase.
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Setting up a Zip account is simple and can be done through the Zip app or website, with approval usually completed quickly.